The Magazine

Everything you need to know to settle in the Netherlands

Practical guides, expert advice and all the knowledge you need for your new life in the Netherlands.

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Bureaucracy5 min read

How to Get Your BSN Without the Stress: a Step-by-Step Guide

The BSN is your most important identification number in the Netherlands. Without it you can't work legally, open a bank account, or get health insurance. Here's what it is, why you need it, and how to prepare.

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Housing7 min read

Renting in the Netherlands: Tenant Rights You Need to Know

The Dutch rental market is one of the most competitive in Europe. Knowing your rights as a tenant before you sign can save you from disputes, unjustified charges, and unfair contracts.

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Health6 min read

Health Insurance in the Netherlands: The Definitive Guide for Expats

Basic health insurance is mandatory for all residents in the Netherlands. If you don't sign up within your first four months, you risk a fine and being automatically assigned to a plan — usually one of the most expensive on the market.

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Tax8 min read

The 30% Ruling: Are You Eligible and How Much Can You Save?

The 30% tax ruling allows qualified foreign workers to receive 30% of their gross salary completely tax-free. For mid-to-high earners, the annual saving can easily exceed €8,000.

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Banking5 min read

How to Open a Bank Account in the Netherlands as a Newcomer

Dutch banks require a BSN and a registered address to open an account. But getting a BSN requires being registered, and registering sometimes requires a bank account. Here's how to break the cycle.

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Benefits6 min read

Zorgtoeslag and Huurtoeslag: The Subsidies Many Expats Don't Know They Qualify For

The Netherlands has one of the most developed benefits systems in Europe. The zorgtoeslag and huurtoeslag can add up to €500 a month for those who meet the income requirements.

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