The Magazine

Everything you need to know to settle in the Netherlands

Practical guides, expert advice and all the knowledge you need for your new life in the Netherlands.

Bureaucracy5 min read

How to Get Your BSN Without the Stress: a Step-by-Step Guide

The BSN is your most important identification number in the Netherlands. Without it you can't work legally, open a bank account, or get health insurance. Here's what it is, why you need it, and how to prepare.

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Housing7 min read

Renting in the Netherlands: Tenant Rights You Need to Know

The Dutch rental market is one of the most competitive in Europe. Knowing your rights as a tenant before you sign can save you from disputes, unjustified charges, and unfair contracts.

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Health6 min read

Health Insurance in the Netherlands: The Definitive Guide for Expats

Basic health insurance is mandatory for all residents in the Netherlands. If you don't sign up within your first four months, you risk a fine and being automatically assigned to a plan — usually one of the most expensive on the market.

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Tax8 min read

The 30% Ruling: Are You Eligible and How Much Can You Save?

The 30% tax ruling allows qualified foreign workers to receive 30% of their gross salary completely tax-free. For mid-to-high earners, the annual saving can easily exceed €8,000.

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Banking5 min read

How to Open a Bank Account in the Netherlands as a Newcomer

Dutch banks require a BSN and a registered address to open an account. But getting a BSN requires being registered, and registering sometimes requires a bank account. Here's how to break the cycle.

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Benefits6 min read

Zorgtoeslag and Huurtoeslag: The Subsidies Many Expats Don't Know They Qualify For

The Netherlands has one of the most developed benefits systems in Europe. The zorgtoeslag and huurtoeslag can add up to €500 a month for those who meet the income requirements.

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